Change. For the most part, I hate it. If something works, why fix it?
And even if it's supposed to be better, faster, more productive - my first
reaction is to rail against it. A lot of it has to do with having to learn new
things. I hate that. But sometimes it can't be helped. Things become obsolete
and an upgrade is mandatory. Well...then, I learn it and then it's: how did I
ever live without it?
For someone who rarely changes if she can help it...the last few weeks have
been an eye-opener. I have changed so many things, my head is whirling. But it
all ended up to my benefit...which is the only possible reason for any
change!
First: My health insurance. No one wants to really think about that.
When I was young - never thought about it. Even when I started my first real
job and health insurance was included...still didn't think about it. It was
just part of the job. I rarely went to see a doctor so it never crossed my
mind. As I got older, then it became important. Now...it's essential. When I
left CSI, I had to look for personal health insurance. OMG. It was frightening
what was out there. But I found the least expensive one and was covered. But 5
years into it, the rates just kept going up. Incredible. That's why I went back to
work. To offset the difference of the increases - not even working to pay the
whole premium.
But then Winnie enlightened me on Obamacare. And I am grateful she did. I
signed up and was deemed eligible and the day I canceled my health insurance was
scary but freeing. I can even quit my job now. Something to think about.
Taxes. I have had my accountant, Bill do my taxes since I started at CSI.
He did the company's and our personal returns so I never had to think about it. I
continued on with him until this past year when he was raising his rates and I
felt my return was very basic and didn't warrant a $300 plus bill. I spoke to
Kathy who has been doing her own the last few years. She used Tax Act and gave
me a walk-through. I went ahead and although I hit a small glitch which
thankfully Kathy helped me through it...in the end, it was fairly easy. It cost
me $14.99 and I received my federal refund within the week!
Then my cable bill. Winnie mentioned that the rates are going up. I am on
paperless statements and automatic payment so don't see anything and rarely take
a look. But I went to take a look. I called to see what Time Warner could do
for me...a long-standing customer that seemed to be paying a lot for very
little. They were able to decrease my monthly cost by about $10 and include HBO
and Cinemax for 12 months. So now I'm paying less and getting more. Pays to
make a call.
And yesterday....Verizon Wireless. My cellphone. I have had my smartphone
for 4 years now and although I can upgrade to a new phone for free every two...I
chose not to. Some of it had to do with change. More had to do with the $15
data plan I purchased at the time and then they did away with it and I didn't
want to pay for a higher plan. So I got "grandfathered in" and I felt no one
was the wiser. But the other day, for some reason or another, I looked into
their calling plans and lo and behold...they are again offering a $15 data plan
but for more data! I had 150mb and now it's 250mb. Still nothing like 1G but
certainly more than I have been dealing with. On top of that...for the same
rates I have been paying, they include unlimited talk and text! I had 450 min
and no text! Time for a change!
Went to the Verizon store in the mall and a lovely young lady, La'shelle
helped me. I was at first cautious...because when I had tried to upgrade
on-line - choosing a new smart phone and all...they kept saying my device needed
a "higher" plan. I was not willing to go $30 - $40 - $50 higher for more data.
No thanks. If they could give me the $15 for the 250mb and the Talk & Text
- I would even be willing to stay with my old phone. But La'shelle assured me
that it was okay. Maybe it wasn't because it took a lot of maneuvering for her
to get me into place but into place she got me. I was all set! With my new
Galaxy phone and new plan and same cost...I was/am a very happy gal!
In the last 3 weeks, I have accomplished quite a bit. I saved on my
insurance and taxes and got more for my money on my cable and phone. I'll
probably still fight against change - especially if you spring it on me - but I
have to admit....it's more good than bad.